We retain your information only as long as
necessary to provide our services and comply
with legal requirements. Different types of
information have different retention periods
based on their purpose and legal obligations.
Account information and preferences remain
active for as long as you maintain your
account with us. Financial data used for
algorithm training may be retained in
anonymized form to continue improving our
services. Communication records are typically
kept for three years to resolve any potential
disputes or regulatory inquiries.
When you close your account, we begin the
deletion process within 90 days. Some
information may be retained longer if
required by financial regulations or to
protect against fraud, but this data is
isolated from active systems and marked for
eventual deletion.
As a Philippine-based company serving global
markets, some of your information may be
processed or stored in different countries.
When we transfer data internationally, we
ensure appropriate safeguards are in place,
including contractual protections and
compliance with applicable privacy laws.
We work with carefully selected service
providers who help us deliver our services,
such as cloud hosting providers and payment
processors. These partners are bound by
strict data protection agreements and can
only use your information for the specific
services they provide to us.